Car Insurance for classic cars in Stockport
If you are the proud owner of a classic car then you are doubtlessly eager to protect your treasure with an appropriate insurance policy. You should not have to pay as much as you would for regular car insurance, though. Classics do not fall into the same category as regular used cars and it is possible to purchase an insurance policy that is specially tailored for your needs.
There is more than one way to define a classic, but usually it is according to age and value. It has to be old enough and worth enough that it is actually gaining value with each year rather than losing it. Car insurance companies from Stockport recognize the fact that people how own classic cars are not going to treat them cavalierly. Such cars have been carefully restored or preserved and are treated with the most meticulous care imaginable. Nor are they going to be driven nearly as much as a regular car. If you purchase a special classic car policy then you will probably be restricted in the distance that you can drive it each year; if you want to raise your distance you will have to contact them and probably pay a small surcharge for it. This distance restriction helps to gain you those extra low rates.
Search the internet especially for classic car insurance Stockport. There are websites that will offer you comparisons between the prices and policies for several different companies. Among other factors you want to consider is what kind of replacement or repair value they offer you. Are they willing to pay for that special antique, imported part? Are they willing to compensate you according to the car’s true worth should someone total it? Will they pay for repairs to be done at the right garage, the one that knows what it’s doing, or insist you take it to their regular garage? It is up to you to determine how much cover and which terms you really need and it’s only by comparing policies that you’re going to discover what’s truly reasonable to expect. Make the best choice you can from the options you have.